What are wholesale or interbank exchange rates? Source: Various money-changers in Singapore, XE, Google, as at Nov-2017 These money-changers were offering more CNY per SGD than the rates provided by XE and Google. The chart below shows some exchange rates for CNY/SGD from some money-changers that we gathered in Singapore on the same day we retrieved the rate from Google and XE (Sep-17). ![]() You may use the interbank rate as a quick and approximate reference, but not if you want to make precise calculations involving large sums.
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